Acceptance
By using sobhaniformaryland.com you agree to these terms. If you do not agree, please close the page; the request form is offered only on these conditions, and the reading pages remain open to everyone.
What we are
We operate a referral and editorial service. We are not a lender, a broker, or an agent of any lender, we do not take applications for credit, and we do not make credit decisions. Offers you receive come solely from participating lenders, under their own underwriting standards.
No guarantee of approval
Submitting the form does not guarantee that any lender will contact you, that any offer will be made, or that any offer will match the figures shown in our examples. Rates, fees, and terms are set by lenders and vary by state, product, and personal circumstances.
Governing law
These terms are governed by the laws of the State of Maryland, without regard to conflict-of-law rules, and disputes related to this site are subject to the exclusive jurisdiction of the courts located in Maryland.
Limits of liability
The site is provided as is. We work hard to keep statutes, caps, and worked examples current, but we do not warrant that every figure is error-free, and we are not liable for decisions made or losses incurred on the basis of the site’s content or any lender’s offer.
Intellectual property
The text, design, calculators, and code of this site belong to us and may not be copied for commercial use without written permission. Quoting a short passage with a link is fine.
Changes
We may update these terms as the site or the law changes. The posted version is the current one, and material changes are noted on this page.
Contact
Questions about these terms go to info@sobhaniformaryland.com, and we answer within two business days.